Private Credit · Asset-Backed · Miami
Unlock liquidity without selling your assets.
Individuals, businesses, and institutions pledge qualifying collateral. Brickell Wallstreet underwrites it and opens a revolving line of credit against the net equity.
- $250K
- Minimum facility
- 10 Steps
- Origination to draw
- 5
- Collateral classes
- 24/7
- Collateral monitoring
Step 02 — Eligible Collateral
What you can pledge
Real Estate
60–80%- Residential
- Commercial
- Multifamily
- Land
- Hotels
- Industrial
Commodities
70–85%- Gold
- Silver
- Platinum
- Palladium
- Copper
Business Assets
30–90%- Equipment
- Inventory
- Accounts Receivable
- Purchase Orders
- Contracts
Securities
50–80%- Public Stocks
- ETFs
- Mutual Funds
- Bonds
Alternative Assets
Case by case- Fine Art
- Luxury Cars
- Aircraft
- Yachts
- Cryptocurrency
- Intellectual Property
Not sure it qualifies?
Unusual collateral is reviewed by underwriting on a case-by-case basis, subject to custody, valuation, and perfection requirements.
The Facility Lifecycle
Ten steps from pledge to draw
- 01
Create an account
Individual or business profile, address, SSN or EIN, government ID — routed through KYC, AML, and OFAC screening.
- 02
Select asset type
Choose from real estate, commodities, business assets, securities, and approved alternative assets.
- 03
Upload documents
Appraisals, title reports, insurance, tax bills, assay certificates, vault statements, financials, and returns.
- 04
AI asset valuation
AVM and comparable sales for property, live spot pricing for metals, real-time quotes for securities, depreciation models for equipment.
- 05
Risk engine
Asset value, existing liens, net equity, volatility, liquidity, borrower credit, cash flow, and debt service.
- 06
Determine LTV
Advance rates set by asset class, quality, and market conditions to produce a maximum credit line.
- 07
Credit committee
AI review, then underwriter, then credit committee, then approval — no black-box instant decisions.
- 08
Digital documents
Credit agreement, security agreement, promissory note, guaranty, UCC authorization, mortgage or pledge agreement.
- 09
Perfect the collateral
Recorded mortgages, filed UCC financing statements, approved third-party vault custody, and brokerage control agreements.
- 10
Credit line opens
Draw, repay, borrow again, and request increases — structured like an institutional revolving facility.
Step 06 — Advance Rates
Flexible liquidity
tailored to your portfolio
Our institutional-grade advance rates are designed to preserve capital while maximizing purchasing power across diverse asset classes.
| Asset Category | Typical LTV |
|---|---|
| Commercial Real Estate | 60–75% |
| Residential Real Estate | 60–80% |
| Gold | 70–85% |
| Investment Grade Securities | 50–80% |
| Equipment | 40–70% |
| Inventory | 30–60% |
| Accounts Receivable | 70–90% |
Credit Line Calculator
Net equity
$12,000,000
Maximum credit line
$8,400,000
Illustrative only. Actual advance rates depend on underwriting, asset quality, market conditions, and applicable law.
Institutional Architecture
A modular credit platform
Digital Onboarding & Identity
KYC/AML, OFAC screening, fraud detection.
Asset Vault
Real estate, commodities, securities, equipment, alternatives.
AI Valuation Engine
Automated property values, commodity pricing, market data, risk scoring.
Credit Decision Engine
LTV math, debt service analysis, policy rules, committee workflow.
Collateral Management
UCC tracking, title and lien tracking, insurance monitoring, revaluations.
Loan Servicing
Draw requests, payment processing, statements, renewals.
Investor Portal
Participation in funded facilities, portfolio and performance reporting.
Revenue Model
- Origination fees
- Underwriting fees
- Appraisal coordination
- Document preparation
- Interest income
- Servicing fees
- Renewal fees
- Late fees (where permitted)
- Custody & administration
- Marketplace / referral fees
Your balance sheet is already collateral.
Open a file, pledge an asset, and receive an illustrative credit line within the underwriting workflow.
Open a File