Collateral Verification

Appraisal partners for every asset class.

Before any credit line is approved, Brickell Wallstreet requires an independent valuation from a qualified firm. We coordinate the appraisal, review the methodology, and reconcile the value against our own risk engine.

01

Real Estate

60–80%

Residential · Commercial · Multifamily · Land · Hotels · Industrial

Commercial and residential real estate valuations are ordered through licensed appraisers and national valuation firms. We verify market value, rent rolls, cap rates, condition, and title status before setting an advance rate.

Representative valuation partners

  • CBRE Valuation & Advisory
  • JLL Valuation & Advisory
  • Cushman & Wakefield
  • Colliers Valuation & Advisory
  • Newmark Valuation & Advisory
  • Walker & Dunlop
  • Marcus & Millichap

Verification standards

  • Certified MAI or equivalent
  • USPAP / IVS compliance
  • On-site inspection when required
  • AVM cross-check for residential

02

Commodities

70–85%

Gold · Silver · Platinum · Palladium · Copper

Precious metals and eligible commodities are verified by weight, purity, assay certificate, and secure custody. Independent inspectors and vault auditors confirm holdings before a facility is approved.

Representative valuation partners

  • Brink's Global Services
  • Loomis International
  • Malca-Amit
  • G4S International Logistics
  • Bureau Veritas Inspection
  • Inspectorate (Bureau Veritas)
  • International Vault

Verification standards

  • Assay verification
  • Vault custody audit
  • Chain-of-custody documentation
  • Live spot-price reconciliation

03

Business Assets

30–90%

Equipment · Inventory · Accounts Receivable · Purchase Orders · Contracts

Business-asset valuations require liquidation analyses, in-place value studies, and receivables aging. We engage specialists who understand distressed and orderly liquidation values as well as going-concern valuations.

Representative valuation partners

  • Gordon Brothers
  • Hilco Global
  • Tiger Group
  • B. Riley Advisory
  • Great American Group
  • Tenor Capital Management
  • Keen-Summit Capital Partners

Verification standards

  • Equipment serial / condition audit
  • Inventory SKU-level reconciliation
  • AR aging & concentration review
  • Order and contract verification

04

Securities

50–80%

Public Stocks · ETFs · Mutual Funds · Bonds

Publicly traded securities are marked to market daily through brokerage control agreements. The portfolio is screened for liquidity, volatility, concentration, and eligibility under the facility agreement.

Representative valuation partners

  • Interactive Brokers
  • Charles Schwab Institutional
  • Fidelity Institutional
  • Pershing / BNY Mellon
  • BNY Mellon Asset Servicing
  • J.P. Morgan Private Bank

Verification standards

  • Brokerage control agreement
  • Daily mark-to-market
  • Liquidity and concentration limits
  • Margin / LTV haircut applied

05

Alternative Assets

Case by case

Fine Art · Luxury Cars · Aircraft · Yachts · Cryptocurrency · IP

Alternative collateral is evaluated subject-matter experts, auction houses, and specialist inspectors. Each asset class carries its own custody, insurance, and perfection requirements, and advance rates are set individually.

Representative valuation partners

  • Sotheby's Appraisal & Valuation
  • Christie's Appraisals
  • Bonhams
  • Hagerty Valuation Tools
  • Vref Aircraft Valuation
  • Avitas Aircraft Appraisal
  • IronPlanet / Ritchie Bros.

Verification standards

  • Provenance and title research
  • Condition inspection
  • Insurance binders
  • Specialist custody or escrow

Oversight

Independent valuation. Institutional discipline.

Brickell Wallstreet does not accept borrower-provided estimates as the sole basis for a credit line. Each file is assigned a valuation path based on asset type, location, and facility size. We may require more than one opinion, a physical inspection, or a specialist report.

Our underwriting team reviews every appraisal for consistency, independence, and methodology. If the value is unsupported, the facility is reduced, restructured, or declined. This discipline protects both the borrower and the platform.

Independence

Appraisers are engaged directly by Brickell Wallstreet or reviewed for independence.

Reconciliation

Internal models cross-check third-party values against market data.

Revaluation

Ongoing monitoring triggers reappraisals when markets move.

Documentation

Every report is stored in the vault and linked to the facility.

Have an asset ready for valuation?

Open a credit file and our team will match your collateral with the right appraisal partner.