Asset Vault Card™
Your Assets. Your Spending Power.
Instead of depositing cash, you pledge eligible collateral. After underwriting, the card draws against your approved revolving credit facility — each purchase reduces available credit, and repayments restore it.
Asset Vault™Palladium4242 •••• •••• 8817
Available spending power
$18,900,000
The Chain of Value
From pledged asset to point of sale
- 01Pledged assets — real estate, gold, silver, stocks, business equity, luxury assets
- 02Brickell Wallstreet Asset Vault™
- 03AI valuation + underwriting
- 04Approved asset-backed credit line
- 05Brickell Wallstreet fintech banking platform
- 06Virtual wallet + mobile app
- 07Brickell Wallstreet Visa / Mastercard
Customer Experience
Five steps to spending power
Pledge eligible collateral
- Commercial real estate
- Residential property
- Gold & precious metals
- Stocks & managed portfolios
- Business equity
- Equipment
Verification & underwriting
- Identity verification
- Asset verification
- Valuation
- Credit review
- Risk assessment
- Collateral documentation
Approved credit line
- Asset value $10,000,000
- Approved LTV 70%
- Approved credit line $7,000,000
Receive your access
- Digital wallet
- Virtual card
- Physical premium card
- Mobile banking access
Spend against the line
- Restaurants
- Hotels & airlines
- Business purchases
- Property acquisitions
- Online purchases
Example facility
- Asset value
- $10,000,000
- Approved LTV
- 70%
- Approved credit line
- $7,000,000
Asset Dashboard
Collateral and credit, side by side
Commercial Property
$25,000,000
Available credit
$16,500,000
Gold Holdings
$3,200,000
Available credit
$2,400,000
Total Spending Power
$18,900,000
Aggregated across all perfected collateral, net of liens and approved advance rates.
Brickell Wallstreet Mobile App
Control the vault from your pocket
Asset Vault
- Current asset values
- Equity available
- Collateral summary
Credit Line
- Total approved
- Available credit
- Outstanding balance
- Interest accrued
- Payment due
Card Controls
- Freeze card
- Lock card
- Replace card
- Travel notice
- Spending limits
- Virtual card numbers
Payments
- ACH
- Wire
- Internal transfers
- Autopay
- Scheduled payments
Premium Card Lineup
Tiers aligned to approved credit
Platinum Card
- Entry premium tier
- Concierge services
- Airport lounge benefits via partner programs
- Travel protections where included by issuer
Palladium Express
- Higher approved credit limits
- Enhanced rewards
- Dedicated relationship manager
Gold Bullion Express
- Qualification through underwriting
- Highest available credit limits
- White-glove concierge
- Private client services
Tier eligibility is based on objective underwriting criteria. Benefits are provided by issuing and network partners and may vary.
Ecosystem Integration
One platform, one client experience
Spend against what you already own.
Request the Asset Vault Card™The Asset Vault Card™ is a proposed product concept. Any card program would be issued by a licensed financial institution and operated over a payment network, subject to underwriting, collateral perfection, and applicable lending, banking, payments, and consumer protection laws. Figures shown are illustrative.