Private Banking · Asset-Backed Credit
A hybrid model. You choose the track.
Brickell Wallstreet is a private banking and asset-backed credit platform built to help clients unlock liquidity without being forced to sell appreciated assets. Pledge for credit, or place assets in a qualifying program — the choice is yours.
Liquidity track
Asset Vault Credit™
- Pledge qualifying assets into custody or a perfected lien
- Receive an approved revolving line of credit
- No return is paid on the pledged collateral
- Interest is charged only on funds actually drawn
Program track
Asset Vault Income™
- Assets are held in a qualifying program
- Customer may receive a return under the applicable program terms
- Funds may still be available under separately structured facilities if appropriate
- Offered under its own legal structure and disclosures
Asset Vault Income™ is a separate offering with its own legal structure, eligibility, and disclosures. Pledged collateral under Asset Vault Credit™ does not earn interest or a return.
Example pricing structure
Transparent, institutional pricing.
Final pricing is set at underwriting and depends on collateral class, advance rate, facility size, tenor, and custody structure. Figures below are illustrative.
- Asset-Backed Credit Line
- 7.49% – 9.99% APR
- Commercial Asset Line
- 8.49% – 10.99% APR
- Gold & Precious Metals Line
- 7.99% – 9.99% APR
- Securities-Backed Line
- 6.49% – 8.49% APR
- Origination Fee
- 0.50% – 2.00%
- Annual Facility Fee
- 0% – 1.00% (product dependent)
- Unused Commitment Fee
- 0% – 0.50% (institutional facilities)
Positioning
Private banking, rebuilt around your balance sheet.
01
Keep ownership
Stay invested in appreciated assets instead of selling into a taxable event.
02
Access liquidity
Draw against an approved facility when opportunity or need arrives.
03
Spend anywhere
Use the premium Asset Vault Card™ for everyday and business spending.
04
One platform
Collateral, facility, statements, and cards in a single fintech console.